Insurance | RMSI

The needs of the Insurance Industry are changing. We can help you with your core analytical needs

The extreme climate change-related events in recent years have increased the frequency and severity of both primary and secondary perils leading to a multi-fold increase in insurance claims due to hydro-metrological events. P&C Insurance Industry has been experiencing year-on-year losses of more than US$ 100 bn each year in the past few years. In such a scenario, these companies need effective partners to prepare and run the NAT CAT models to help them estimate the scale of potential future losses while maintaining a tight grip on their expense ratios to achieve a healthy bottom line. Today companies do not want to be tied down with the long-term license cost of running NAT CAT models. Even those with long-term licenses look at multiple NAT CAT model vendors for secondary opinions.


We at RMSI have over 30 years of experience creating and running complex NAT CAT models. We understand that an effective model cannot be complete without good quality exposure data, and often, companies do not want to invest in-house in data maintenance. Our Insurance Consulting helps companies prepare their available exposure data in a model-ready format by cleansing and enhancing their data. Using our proprietary platform, we help companies strengthen the quality of their exposure data and get an idea of expected claims after a major disaster event. In addition, we provide core analytics to companies about their pricing, portfolio management, accumulation management, and reinsurance treaty design, which help companies make robust business decisions.


Through RMSI’s proprietary impact forecasting tool, companies can assess the impact of natural disasters on their portfolio in advance so that they can take mitigation measures.

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Give us the opportunity to understand your needs and offer you customized solutions. Write to

Solutions Portfolio

NATCAT Risk Modeling

Data Cleansing and Enhancement

Impact Forecasting

Technological Consulting

Our Global Footprint

Success Stories

Multi-hazard Risk Analysis Platform, Morocco
A major reinsurance company in Morocco required a multi-hazard platform to perform in-house catastrophe risk analysis. RMSI created a GIS-based analytics platform to analyze Morocco’s earthquake, flood, tsunami, drought and landslide risk using state-of-the-art probabilistic models. It resulted in the Reinsurer using the platform as a tool for integrated risk management and more accurate portfolio management.
Pin-code Level Analysis of Insurance Portfolio for Major Hazards, India
A prominent Indian Insurance company wanted detailed analytics for cyclones, floods, and earthquakes at the pin code level. RMSI conducted an in-depth analysis with our built-in proprietary models and provided important metrics such as Average Annual Loss and Return Period Losses (peril-wise and combined). As a result, it helped the company in more accurate Rate Making.
Data Cleansing & Geo-coding of Insurance Portfolio to Improve Risk Analysis
A major UK-based insurance service provider wanted to identify the issues and inconsistency in its input data of 240000 locations. They wanted a solution to clean up the input data and update it in RiskLink import-ready format. RMSI experts created a workflow to efficiently execute the data cleansing and geocoding process, which increased the accuracy of the client’s risk analysis.
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Why should RMSI be your preferred partner?

  • More than three decades of CAT modeling experience
  • In-house expertise in developing NAT CAT models who understand the complex science behind CAT modeling
  • Consultative approach to CAT modeling
  • Experience in providing climate-change-related solutions to Insurance Companies/Governments/Institutions
  • Providing easy scalability at a low cost
  • Proven credibility by working with leaders in Insurance Industry
  • Experience working in all data formats
  • No requirement for an annual license cost